If you’re building your first home in Perth, the First Home Owner Grant (FHOG) WA could provide you with $10,000 towards your new home.

At B1 Homes, we specialise in helping first home buyers navigate government grants, finance options and the building process, so here’s a simple, up-to-date guide explaining how the FHOG works in Western Australia.

Does the FHOG Apply to Established Homes?

No.

In WA, the First Home Owner Grant is only available for:

• Newly built homes
• House and land packages
• Off-the-plan properties
• Substantially renovated homes that meet “new home” criteria

Established homes do not qualify.

This is one reason many Perth first home buyers choose to build a house and land package.

What Is the Property Price Limit for the FHOG in WA?

To be eligible, the total value of the home (including land) must be under $750,000 in Perth and most of WA.

How Does the $10,000 Grant Help First Home Buyers?

The FHOG can:

• Reduce the amount you need to borrow
• Help strengthen your deposit position
• Lower your loan-to-value ratio
• Make it easier to qualify for finance

When combined with other schemes like:

• The federal First Home Guarantee (5% deposit scheme)
• Shared equity options such as Help to Buy

…it can significantly improve affordability.

When Do You Apply for the First Home Owner Grant?

You must apply within 12 months of settlement or construction completion.

In most cases, your lender or broker will lodge the FHOG application on your behalf as part of your finance approval process. Don’t stress, our Home and Land Consultants will run you through this too!

Why Building Can Be a Smart First Move

Because the FHOG only applies to new homes, building often provides first home buyers with:

• Access to the $10,000 grant
• Stamp duty savings on land
• Modern, energy-efficient designs
• Lower maintenance costs
• The ability to tailor the home to your block and budget

For many Perth buyers, building can be more financially strategic than purchasing an established property.

How B1 Homes Helps First Home Buyers in Perth

B1 Homes is a Perth-based builder specialising in affordable homes for:

• First home buyers
• Next homebuyers
• Investors

Part of the Scott Park Group and backed by Sumitomo Forestry, we are known for:

• Streamlined building processes
• Fast timeframes from land settlement to slab pour to key handover
• Practical designs tailored to narrow lots, cottage blocks, and 12.5m–15m blocks
• A 4.9-Star ProductReview rating from 400+ clients

Our team works closely with brokers, finance partners and land developers to help first home buyers understand:

• Whether they qualify for the FHOG
• How it impacts borrowing capacity
• What price point keeps them under the eligibility threshold
• How to move from land settlement to construction to key handover quickly

Disclaimer:

The information provided in this article is general in nature and is intended as a guide only. While every effort has been made to ensure the content is accurate at the time of publication, the First Home Owner Grant (FHOG) eligibility criteria, property value thresholds, grant amounts and associated government schemes are subject to change without notice.

B1 Homes does not guarantee eligibility for any government grant or incentive. Individual circumstances vary, and prospective buyers should confirm current requirements directly with the Western Australian Government, their lender, or a qualified finance professional before making any financial or contractual decisions.

B1 Homes accepts no liability for decisions made based on the information contained in this article.